Credit Counseling vs. Debt Relief: Which Option Is Right for You?

Loading...

Consultations with a Texas Debt Specialist are free of charge and have no obligation.

Quick Links

Home
Apply
How it works
About us
Privacy Policy / Terms of service

Corporate Office

40 NE Interstate 410 Loop, Suite 565, San Antonio, Texas 78216

210-503-1099

Dallas Office

1341 W Mockingbird Lane, Suite 600, Dallas, Texas 75247

*Excluding optional third-party fees. *Debt Redemption's performance (settlement) fees are 15% versus up to 25% charged by many out-of-state competitors. Debt Redemption is not a lender but offers an affiliate platform to receive loan offers from multiple lenders. Clients who are able to remain with the program and resolve all their debts generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15%, a $9.95 monthly bank fee, and any optional third-party fees. Individual results may vary based on the ability to save sufficient funds, the ability to complete the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to a creditor. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. For answers to common questions, please visit our FAQs page. Optional separate legal services may be offered by attorneys or legal plan providers and all associated fees are paid directly to the providers. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are only available in Texas. Logos used are the property of their respective owners.